Another nice simple design from Di Hickman!!
All papers are from Papermill, the snowflake embellishments are from a reel of snowflakes that I bought from Casa in Belgium (Always on the look out for bits to use in my crafting!!)The jingle bells sticker is from QVC, ribbon from Offray and the charm is one of those wine glass charm thingies!!
Take a look at Di's blog for all the other interpretations!!